:root{--ink:#1a2433;--body:#3d4a5c;--muted:#6b7686;--line:#e2e6ec;--navy:#14263f;--blue:#1f5fbf;--blue-d:#184c9a;--bg:#f7f8fa}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:16px;line-height:1.6;color:var(--body);background:#fff}
h1,h2,h3{color:var(--ink);margin:0;font-weight:600;line-height:1.25}
h1{font-size:36px;letter-spacing:-.01em}h2{font-size:24px}h3{font-size:17px}
p{margin:0}a{color:var(--blue)}
:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}
.top{border-bottom:1px solid var(--line);background:#fff}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;height:64px}
.brand{font-size:17px;font-weight:600;color:var(--ink);text-decoration:none}
.nav{display:flex;align-items:center;gap:26px;font-size:15px}
.nav a{color:var(--body);text-decoration:none}.nav a:hover{color:var(--blue)}
.btn{display:inline-block;font-size:15px;font-weight:600;line-height:1;padding:12px 18px;border-radius:4px;background:var(--blue);color:#fff;text-decoration:none;border:1px solid var(--blue)}
.btn:hover{background:var(--blue-d)}
.btn.alt{background:transparent;border-color:rgba(255,255,255,.5);color:#fff}.btn.alt:hover{background:rgba(255,255,255,.1)}
.nav .btn{color:#fff;padding:10px 16px}
.hero{background:var(--navy);color:#cfd8e6;padding:72px 0}
.hero h1{color:#fff;max-width:620px}
.hero p{font-size:18px;max-width:600px;margin:16px 0 28px}
.hero .acts{display:flex;flex-wrap:wrap;gap:12px}
section{padding:64px 0}section.grey{background:var(--bg);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.lead{max-width:640px;margin-top:10px}
.three{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;margin-top:32px}
.three div{border-top:2px solid var(--navy);padding-top:16px}
.three p,.steps p{margin-top:6px;font-size:15px}
.steps{list-style:none;margin:32px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px;counter-reset:s}
.steps li{counter-increment:s}
.steps li::before{content:counter(s);display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--navy);color:#fff;font-size:14px;font-weight:600;margin-bottom:14px}
.terms{margin:28px 0 0;max-width:760px;border-top:1px solid var(--line)}
.terms div{display:grid;grid-template-columns:200px 1fr;gap:20px;padding:16px 0;border-bottom:1px solid var(--line)}
.terms dt{font-weight:600;color:var(--ink)}.terms dd{margin:0}
.faq{max-width:760px;margin-top:24px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;padding:16px 0;font-weight:600;color:var(--ink)}
.faq details p{padding:0 0 18px;font-size:15px}
.contact{background:var(--navy);color:#cfd8e6}
.contact h2{color:#fff}
.contact .ways{display:flex;flex-wrap:wrap;gap:40px;margin-top:26px}
.contact .ways a{display:block;color:#fff;font-size:19px;font-weight:600;text-decoration:none}
.contact .ways a:hover{text-decoration:underline}
.contact .ways span{font-size:14px;color:#9fb0c8}
footer{padding:28px 0 36px;font-size:14px;color:var(--muted)}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 24px}
footer a{color:var(--muted)}footer nav{display:flex;gap:20px}
.doc{max-width:740px;padding-top:48px;padding-bottom:64px}.doc h1{font-size:30px}.doc h2{font-size:19px;margin:28px 0 6px}.doc .date{color:var(--muted);margin-top:6px}.doc ul{padding-left:20px}
@media (max-width:800px){
 .nav a:not(.btn){display:none}
 .hero{padding:48px 0}h1{font-size:29px}.hero p{font-size:17px}
 section{padding:44px 0}
 .three,.steps{grid-template-columns:1fr;gap:22px}
 .terms div{grid-template-columns:1fr;gap:2px}
 .contact .ways{gap:22px;flex-direction:column}
}